Client Login Contact Us Subscribe

Advice & Insight

The Advantages of Evidence-Based Investing

Thursday, April 10th, 2014

By Steven E. Leininger, CPA/PFS

People are becoming increasingly familiar with “passive” or “index” investing, making it easier for individual investors to gain cost-effective exposure to globally diversified market returns. That’s good news! What’s even better news is that there’s a similar approach we use with our clients that incorporates the many strengths of passive/index investing while eliminating some of its inherent weaknesses. We call it evidence-based investing.

More than any other approach, evidence-based investing is founded upon available research about how markets have delivered long-term wealth to patient investors. By combining sound strategy with objective advice, evidence-based investing can help you tune out harmful distractions and confidently pursue your financial goals.

The True Value of Coaches

Thursday, March 13th, 2014

By Jay W. Wirig, CPA/PFS

Most sports enthusiasts pay attention to coaches and their roles. In fact, watching football coaches is almost a viewers’ sport in itself. During a football game, we see coaches running up and down the sidelines with headsets on, receiving information from several different sources. They talk to players and other coaches, and are known for heated displays when trying to make a point. Sometimes, we even see their “noise” directed at those who are officiating the game (often in a vain attempt to influence the potential outcome). However, effective coaches aren’t always front-and-center.

Level-Headed Support

Tennis coaches stand in stark contrast to football coaches. As you may know, tennis coaches are not allowed to coach during an actual match. Whatever communication happens between the tennis player and the coach is not publicly broadcast—so we really don’t know how or when the communication takes place. I am drawn to the tennis coach, mostly because of the lack of noise!

Is Your Portfolio as Diversified as You Think?

Friday, February 28th, 2014

By Brent P. Thomas, CPA, PFS

Diversification is one of the most widely accepted strategies for structuring a successful investment portfolio. In fact, according to Nobel laureate Merton Miller, “diversification is your buddy”—one that mitigates risk and volatility in your portfolio.

What is Diversification?

Simply put, diversification is the process of spreading your portfolio across several asset classes. For example, a diversified portfolio may be invested in several U.S. and foreign stocks, bonds and short-term investments. The logic behind this strategy is that because your portfolio is invested in several asset classes, if one category takes a dip, the rest won’t necessarily follow.

Tax Update for 2014

Thursday, January 16th, 2014

By J. Haden Werhan, CPA/PFS

While there are no new tax laws to worry about in 2014 (so far), there are some important and beneficial provisions that expired on December 31, 2013, as part of the following laws:

  • Patient Protection and Affordable Care Act
  • Health Care and Education Reconciliation Act of 2010
  • The American Taxpayer Relief and Accountability Act of 2013 (ATRA)


Tax Rates and Phase Outs 2013 (video)

Thursday, February 14th, 2013

Partner, Steven Leininger, CPA/PFS discusses tax rates and phase outs for 2013.

The Fiscal Cliff and Dentistry

Thursday, January 31st, 2013

Partner, J. Haden Werhan,  explains the impact of the fiscal cliff on dentists and dental team members in this online article published by Dentistry iQ. Click the link below to read the article:

The Fiscal Cliff and Dentistry



Lessons from 2012

Thursday, January 31st, 2013

Each year, Director of Research for the BAM Alliance, Larry Swedroe, takes a look back at the investing lessons the markets provided for the year. Click here to read his take on 2012:

Capital Ideas – Lessons From 2012 2013-01

The American Taxpayer Relief Act of 2012 (video and summary)

Thursday, January 10th, 2013

For basics on the American Taxpayer Relief Act of 2012 click the link below:

PDF Download: The American Taxpayer Relief Act 2012

Watch the video:

The fiscal cliff and dentistry: What dentists and dental team members need to know

Monday, November 19th, 2012

By J. Haden Werhan, CPA/PFS as seen in Dentistry iQ, November 19, 2012

We have two people to thank for the term “fiscal cliff”: Alec Phillips, a Goldman Sachs economist, and Ben Bernanke, the Federal Reserve Board chairman. The bottom line is that if nothing is done legislatively before the big ball drops over Times Square on New Year’s Eve, we will have driven off the fiscal cliff just as Susan Sarandon and Geena Davis did in the final scene of Thelma & Louise. Fortunately, Congress is no stranger to retroactive tax legislation, so the reality is that if they hit the rewind button, Thelma & Louise could magically fly back up to solid ground, surrender to detective Hal Slocum (Harvey Keitel) and face the consequences of their actions. What a novel concept!

The fiscal cliff is the culmination of three primary laws: Read More

Is Gold Worth Its Weight?

Thursday, June 21st, 2012

During a weak global economy and uncertain financial markets, many investors tout the benefits of holding gold. Some proponents claim that gold deserves a significant weighting in most investors’ portfolios. Gold’s often-cited portfolio benefits include a strong long-term return, a hedge against inflation, and safe haven during turbulent times.  But does the evidence build a case for holding gold as a separate asset class? Let’s look at historical returns for the answers…

» Download: Is Gold Worth Its Weight White Paper